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Stablecoin payment infrastructure — GCC

Built in the Gulf.
For global business.

Kem for Business turns a wallet address into a complete payment stack — hosted checkout, payment links, payroll and reconciliation, settled in USDT across six networks.

Start accepting USDT↗Book a demo↗

Kem for Business turns a wallet address into a complete payment stack — hosted checkout, payment links, payroll and reconciliation, settled in USDT across six networks.

Backed byTether·CASP-licensed in Bahrain

Backed byTether·CASP-licensed in Bahrain

Accept USDT∙Six networks∙One balance∙Hosted checkout∙Payment links∙Payroll∙Refunds∙Reconciliation∙Built in the Gulf∙Accept USDT∙Six networks∙One balance∙Hosted checkout∙Payment links∙Payroll∙Refunds∙Reconciliation∙Built in the Gulf∙

One dashboard for money in,
money out, and proof of both.

Payouts and payments at a glance — volume, success rate and average ticket, without the spreadsheet.

business.kemkuwait.com
Kem for Business — Overview

Everything a merchant needs.

From payment links to payroll — nothing a bank makes you wait for.

Towers of a Gulf marina at dusk

Accept USDT from any wallet on six networks. Funds land in one business balance — refunds, payroll and exports one click away.

Open the dashboard ↗
business.kem…/link/8c2v51

Payment links & hosted checkout

A shareable link per product or invoice — quantity controls, QR built in, conversion tracked. No storefront, no code.

Create your first link ↗
EthereumPolygonArbitrumTRONSolanaTON

Six networks. One balance.

Ethereum, Polygon, Arbitrum, TRON, Solana and TON — every rail settles into a single USDT business balance with one receiving address.

See the networks ↗

Refunds without the support queue

Full or partial, straight from the payment record — the status trail keeps everyone honest.

Get started ↗

Analytics that close the books

Volume, success rates and average ticket by network — plus settlement batches your accountant can export and reconcile.

Open the dashboard ↗
“

Backed by:

Tether

Our investment in Kem App perfectly aligns with our mission to advance financial freedom for all.

Paolo ArdoinoCEO, TetherRead the announcement ↗
Strategic investment
$4M — Tether
Visa Everywhere Initiative
Audience Favorite, Qatar
Licensed CASP
KEM BHD B.S.C (Closed), Bahrain
Wadi Rum desert at midday
Golden sun setting over hazy dunes
Gulf city towers lit at night

From sign-up to settled
in an afternoon.

Claim your
business

Scan one code with the Kem app to open your account, then finish KYB inside the dashboard — industry, entity, expected volume.

Pay the team from
the balance you sell into.

Add recipients once, then run transfers weekly, biweekly or monthly. Owners keep a personal wallet beside the business one, and granular roles decide who can move money, issue refunds, or just look.

  • Recurring runs that fire without a reminder
  • Internal transfers between business and personal
  • Owner, admin and viewer roles with per-permission control
Set up your team↗
Payroll run№ 2206

Friday · recurring weekly · business balance

Laila Al-SabahOperations · TQ5k…9xWb1,850.00USDT
Yousef QabazardEngineering · 0x7eD2…41aF2,300.00USDT
Mariam BehbehaniDesign · TXcm…2kQd1,975.00USDT
Total · 3 recipients6,125.00 USDT

run.2206 · settles friday 09:00 gst

⇄Business → Personalowner only · approved by Noura2,000.00

An API that creates payments.
Webhooks that prove them.

Test and live keys from day one. Create links and payments over REST, then let signed webhooks drive your order state — every transition, delivered to your endpoint.

payment.createdpayment.detectedpayment.succeededpayment.failedpayment.expiredpayment.refund.succeeded
create-link.shresponse.jsontestlive
$ curl -X POST https://api-business.kemkuwait.com/v1/links \
    -H "Authorization: Bearer sk_live_••••••••" \
    -d '{
        "product": "prod_8h2km4",
        "amount": "240.00",
        "currency": "USDT",
        "networks": ["tron", "polygon"]
    }'

{
  "id": "link_8c2v51",
  "url": "…/link/8c2v51",
  "status": "active"
}

Trusted by industry leaders

ChainalysisVisaFireblocksTetherInterlaceAlchemy PayRainChainalysisVisaFireblocksTetherInterlaceAlchemy PayRain
Settles USDT onEthereumPolygonArbitrumTRONSolanaTON

Answers,
before the call.

A stablecoin payment platform for merchants: hosted checkout, payment links, a USDT business balance, payroll, analytics and reconciliation — managed from one dashboard, built for businesses operating in and out of the GCC.

Anything more specific?

Message us at any time — or book the 20-minute call.

↗
BUILT IN THE GULF · SETTLED IN USDT ·
kemBusiness

Get paid
in stablecoins.

Open the dashboard and take your first USDT payment today — or walk through it with us on a 20-minute call.

Open the dashboard↗Book a call↗

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© 2026 Kem · Kem operates through KEM BHD B.S.C (Closed) (CR No. 1-197468), a licensed Crypto-Asset Services Provider (CASP) registered in Bahrain. [email protected]

Built in the Gulf.